When the offer came, I was stunned.  "I only have three years to go," I thought to myself.  "I'm not ready."  But then, I thought about I was actually being offered and realized very quickly that my thinking about retirement had always been based on other peoples' dreams.  Ultimately, I knew that if I could be able to afford my basic necessities, with a little left over to save for travel, I could take this step at any time.

I'd never taken the time to really get to know who I am or what I wan...

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